Joan Ramos

Learn 12 Reasons Credit Cards Are Must-Haves for Financial Well-Being

There are numerous benefits to using a credit card as long as you manage your credit spending and payments appropriately. They provide benefits, protection, and convenience. Why do people use credit cards? Other payment methods, such as debit cards and cash, may appear more convenient to keep them under budget. Credit cards have a reputation …

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Learn How Student Loans Impact the Economy

There are numerous reasons why college is so expensive nowadays. Less state money, more on-campus amenities, and higher administrator compensation contribute to the average college cost outpacing inflation for decades. This increasing cost makes it impossible for regular students to graduate debt-free.As student loan debt in the United States continues to rise, many borrowers struggle …

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