What is the procedure for filing an auto insurance claim? An automobile collision can happen in a couple of seconds. In the best-case situation, there may only be a fender bender. In the worst-case situation, someone could be injured or killed. After assessing the situation and ensuring your and other parties’ safety, you must proceed …
There are seven reasons why you should obtain automobile insurance. Whether you’re skeptical of your insurance coverage or simply interested in why it’s essential, it’s helpful to understand what you’re paying for. Aside from being required in most states, automobile insurance is a worthwhile investment because it protects you and your assets. Have you ever …
Learn 7 Reasons Why You Should Have Auto Insurance Read More »
Get a secured credit card. A secured credit card works just like a regular credit card with one major difference; you have to make a deposit. So you would make a deposit, typically $300-$2,000. You then have an available balance equal to that amount. You get your money back when you cancel the card or, …
Learn the Top 4 Strategies to Rebuild Your Credit Read More »
By federal law, you can obtain a free credit report once a year from each of the three main credit reporting agencies. The law also says you have the right to get the information corrected in case there are mistakes. Obtaining a free credit report is easy. Reviewing your report will help you keep an …
How to Get Your Free Credit Report And What to Do With It Read More »
There are times when you may want to negotiate with your credit card company. Perhaps you’ve been shopping for the best rates and discovered that your company is on the high end of the spectrum. Or maybe you’ve fallen behind on your payments and need all the help you can get to lower your debt. …
Learn How to Negotiate With Your Credit Card Company in Good Times and Bad Read More »
You know that establishing and maintaining a solid credit rating is vital to your future financial success. The challenging thing about credit, though, is that it often seems impossible to get credit unless you’ve already established good credit. For young people who want to start on the right foot, beginning from scratch with no credit …
Learn How to Establish Credit When You’re First Starting Out Read More »
One of the great things about being a young adult is that it’s unlikely that you have any negative marks on your credit. Having a great credit score is the result of having positive credit items, a good payment history, and time. A good credit score requires some credit history – the longer, the better. …
We all know that paying our bills late can damage our credit score. And most of us know that having too much debt is a challenge, too. However, there are some seemingly harmless things can harm your credit as well. Here are some surprising things that damage your credit: Getting the wrong type of credit. …
Learn 4 Surprising Things That Damage Your Credit Read More »
Our society relies heavily on credit to make major purchases. Credit can even be used for smaller purchases. Even phone companies check your credit when you want to start phone service. Plus, prospective employers sometimes check your credit as well. It’s never too soon to begin building your credit. It can take several month or …
Learn How to Establish Good Credit: Back to Basics Read More »
It’s possible to raise your credit score with some simple changes. Credit scores affect insurance rates, loan interest rates, and other important financial products. A higher score can lead to a brighter financial future. Consider using these ideas to raise your credit score: Piggyback on good credit histories. You can use a family member’s or …
Learn 10 Unusual Ways to Raise Your Credit Score Read More »
