Joan Ramos

Checking your credit reports on an annual basis can be a great idea. A study done by the Federal Trade Commission found that 25% of all consumers have an error on their credit report that negatively impacts their credit score. There’s a good chance that your reports have one or more errors. The study also …

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While your credit card company might like to pretend they have your best interests at heart, it turns out that’s not always the case. Credit card companies, like most other businesses, have ‘loopholes’ in place to drain every cent they can from you. Being aware of these tactics is the best defense. Otherwise, you’ll be …

Learn 5 Dirty Tricks Credit Card Companies Like to Play Read More »